you are all right. I don't know his budget, but today , when someone with a 5 year old GPU asks what he should buy, i assume he wants to buy not something of the lowest possible, i assume he wants something, that could do the job another 5 years. So my suggestion is buy a good middle and you'll be happy for a period. Not the lowest and if you like VR and buy a better headset, then you have the same problem as now. Also a 1TB SSD is definitely not overkill. Install 10 Games and you could have mor than 500GB in these days. My AC installation with a big library of good mod tracks and cars is about 150GB now. AMS2 will also grow to about 50GB. MSFS2020 is 120GB w/o extensions. So what?